Audit Compliance Services
LD Corp is a distinctive service provider specializing in compliance support. It had been working behind a major compliance provider, supporting major card networks, including Visa and Mastercard. With a strong foundation built through partnerships with leading compliance providers, LD Corp is now pioneering solutions in the evolving fields of marketplace and online advertisement compliance management.
Headquartered in the United States, LD Corp operates efficiently through strategically located, cost-effective locations. By combining cutting-edge AI technology with deep compliance expertise, LD Corp delivers end-to-end, cost-effective solutions tailored to the needs of a compliance management.
Our Processes
Discuss your needs and requirements
Design a program to support your needs
Conduct a pilot to demonstrate the scale and costs
Scale the program to support your operations
Audit Compliance Services
Content Monitoring
Content Monitoring
Monitor violating content, protect your brand, and mitigate legal risks.
Global Boarding
Global Boarding
Quickly vet new merchants, ensure compliance, and reduce onboarding time.
Website Identification
Website Identification
Discover all associated merchant websites to assess comprehensive risk.
Know Your Customer
Know Your Customer
Verify identity, screen for risks, and comply with Anti-Money Laundering (AML) laws.
3rd Party Providers
3rd Party Providers
Verify PCI DSS compliance and monitor third-party integrations for security.
MCC Classification
MCC Classification
Correctly categorize merchants to ensure regulatory compliance and accurate risk assessment.
Transaction Laundering
Transaction Laundering
Detect and prevent illicit transaction laundering activities and financial crime.
Statistics
Content Monitoring
• Identify content violating card brand regulations or financial institution policies by leveraging automated scanning technology and content analysis
• Prevent brand damage and mitigate legal risks by proactively detecting and addressing non-compliant content
• Perform automated website crawls using keyword detection to identify restricted or prohibited content such as illegal products or services
• Flag questionable content for human review or notify the client directly, enabling timely intervention and compliance enforcement
Global Boarding
• Ensure quick yet thorough vetting of new merchants by analyzing their business activities, ownership structures, and compliance risks
• Prevent liability and potential fines for non-compliance by adhering to card brand regulations and industry best practice
• Support competitive advantage by reducing onboarding time, helping acquiring banks, ISOs, and PayFacs win new business
• Validate merchant legitimacy and compliance with regulations through identity verification, business model analysis, and risk assessment
• Balance speed with risk management during the onboarding process to avoid fraudulent or non-compliant merchants entering the ecosystem
Website Identification
• Discover all associated merchant websites to assess comprehensive risk exposure and ensure no unmonitored e-commerce activity
• Monitor for unauthorized or hidden e-commerce activities, detecting previously undisclosed or fraudulent operations
• Identify changes in merchant business models, such as adding online sales or expanding product offerings, that may increase risk
• Support regulatory compliance by maintaining visibility into merchant operations, ensuring continuous monitoring and evaluation
• Mitigate exposure to illegal or non-compliant activities by identifying merchants attempting to circumvent regulations
Know your Customer
• Conduct identity verification of merchants and their owners using reliable data sources to ensure legitimacy
• Screen against sanctions, watchlists, and adverse media to mitigate financial crime risks and comply with regulations
• Protect against reputational damage and regulatory fines by preventing business relationships with high-risk or illicit entities
• Ensure compliance with anti-money laundering (AML) laws through continuous due diligence and enhanced screening processes
• Provide transparency in business relationships for financial institutions by maintaining up-to-date merchant and ownership records
3rd Party Service Providers
• Verify that merchants use PCI DSS-compliant service providers to ensure secure payment processing and data management
• Identify service provider trends for market analysis, uncovering opportunities for partnerships or competitive advantages
• Detect unauthorized or non-compliant third-party integrations, reducing the risk of data breaches or compliance violations
• Support regulatory compliance through third-party monitoring by ensuring all providers meet relevant industry standards
• Enable competitive intelligence by tracking technology adoption across the merchant ecosystem to inform strategic decisions
MCC Classification
• Properly categorize merchants per Visa's VIRP and other card brand regulations to ensure regulatory compliance and accurate risk assessment
• Minimize financial penalties for incorrect classification by proactively detecting and correcting misclassified merchants
• Ensure accurate risk assessment and monitoring by applying the correct Merchant Category Code (MCC) based on business activity
• Identify opportunities for premium pricing in high-risk categories, maximizing revenue potential for acquiring banks, ISOs, and PayFacs
• Support regulatory compliance through ongoing monitoring and updates to MCC classifications as business models evolve
Transaction Laundering
• Detect hidden illegal activities using front site and back site schemes, where illicit transactions are concealed behind seemingly legitimate businesses
• Prevent card brand rule violations and financial crime by identifying suspicious transaction behaviors and investigating anomalies
• Identify suspicious transaction patterns through data analysis, leveraging machine learning and forensic tools to spot indicators of laundering
• Protect acquiring banks, ISOs, and PayFacs from fines and reputational harm by proactively investigating and addressing laundering attempts
• Enhance risk management with ongoing monitoring and investigation tools, enabling real-time detection and response to emerging threats